Welcome to DiTullio-Crutcher Insurance & Benefits Management

Your Small Business & Individual Benefits Partner

Employee Benefits

We know how important your employees are to your business. Having the right benefits package is key to employee well-being, job satisfaction and retention.

Life Insurance & Long Term Care

Secure the future of your loved ones with our wide range of life insurance options. We’ll help you understand the different policies available and select the one that best fits your needs, ensuring that your family is protected and financially stable in the event of the unexpected.

Health Insurance

We understand that choosing the right health insurance can be overwhelming. Our experienced team will guide you through the process, helping you make the best decision for your unique needs. We’ll work closely with you to find a plan that provides the coverage and peace of mind you deserve.

Medicare Supplements

Understanding Medicare is not easy. We will educate you on all the parts and guide you through the steps to enroll.

Why Choose DiTullio-Crutcher
Benefits Management?

Family-Owned & Operated

We bring a unique combination of expertise, empathy, and personalized attention to every client relationship.

Expertise in Small Business & Individual Benefits

Expertise in Small Business & Individual Benefits: We specialize in tailoring our services to the unique needs of small businesses and individuals, ensuring that you get the right coverage at the right price.

Comprehensive Approach

We take the time to understand your complete financial picture, so we can help you find the best benefits solutions that align with your goals and values.

50 Years of Experience

With over five decades in the benefits management industry, you can trust us to provide the knowledge, guidance, and support you need to make informed decisions.

What Our Clients Have to Say

Nicole Crutcher provides exceptional guidance and practical knowledge about needs in Medicare supplementation, benefits, and health insurance. She is timely and thorough in her research and recommending solutions. Her professionalism is uniquely patient and builds confidence about the decisions we need to make. We highly recommend her.

Morgan Empey

Making decisions about the best insurance options can be overwhelming and complex. However, Nicole Crutcher is not only well-versed on all areas of medical and life insurance, but she also takes time to ensure her clients understand the options and makes appropriate recommendations. Her professionalism and empathetic support uniquely positions her to be the first point of contact I think of for all insurance referrals and inquiries. You will not be disappointed working with her!

Estrella Zaragoza

Nicole has been extremely helpful in guiding us in our insurance coverage and decisions. Such a pleasure to work with. We highly recommend her and her firm.

Brad W

Nicole is extremely dedicated, intelligent and outside the box thinker / problem solver. Her work ethic and commitment to customer service is exceptional. Nicole’s unassuming personality and willingness to help makes her an excellent partner / service provider.

Hetal Sharma

Ready to secure your future?

Let’s start a conversation. Contact us today for a complimentary consultation, and experience the difference that a family-owned and operated benefits management company can make for your small business or individual needs.

Carriers We Work With